Zemen gives you credit for all your hard work and accomplishments. Choose the credit option that works for you.

Zemen Business Card Benefits:

  • Use as a source of working capital while building your company's credit file for future needs
  • Detailed statements for budgeting, auditing, tax preparation and expense management
  • Enjoy the option to revolve balances at a competitive interest rate
  • Track travel expenses
  • 20-day grace period with the option to revolve as little as 2% of the balance due—you make the choice

To apply for a business credit card, visit Zemen Bank or apply online.

Zemen Business Rewards Card Benefits:

  • Earn a free airline ticket after 50,000 points
  • Only 3,500 points are needed to begin redeeming your rewards
  • Track your rewards balance on your monthly cardholder statements online at www.ZemenRewards.com "Choice Rewards"
  • Your Zemen Business Rewards Card provides you the flexibility to choose the way you would like to reward yourself. Choose from the following:
  • Select your reward from over 100 reward options including travel, gift certificates, merchandise, and cash.
  • Create your own reward—have that special vacation in mind? Just call our Rewards Center and describe your personal request. They will let you know the number of points necessary.
  • Make a purchase with your card, then call our rewards center and provide them with your purchase details. They'll let you know how many points your purchase is worth and will send you a check for the amount of the purchase.


To apply for a business credit card, visit your nearest Zemen Bank or apply online.

Zemen Business Debit Rewards Card Benefits:

  • Use this card at 21 million locations worldwide
  • Free Internet Banking and Bill Payment lets you check account balances, review online statements and transfer funds between linked business accounts
  • Instant cash access at more than 1,450,000 Card ATMs around the world
  • Liability Waiver gives you protection against employee misuse (a company must have at least two cards and meet program requirements to receive reimbursement)



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