Personal Checking

Zemen Bank’s individual Banking products give you greater flexibility on your finances as well as allowing you to get the most out of your savings. 

We offer a unique daily interest calculation on savings accounts with free access to state of the art technology aided products to cater to your convenience.

Personal Checking

The initial deposit required to open this account is birr 5,000. An average daily balance of birr 25,000 is required to offset the fee of birr 250. It is a non-interest bearing account. There is a grace period of ten days to build up the balance to the required amount.

Prestige Checking

The initial deposit required to open this account is birr 5,000. An average daily balance of birr 100,000 is required to offset the fee of birr 500. It is an interest bearing account. There is a grace period of ten days to build up the balance to the required amount.

Z-Club Checking

The initial deposit required to open this account is birr 5,000. An average daily balance of birr 500,000 is required to off-set the fee of birr 750. It is an interest bearing account. There is a grace period of ten days to build up the balance to the required amount. Under this account the interest rate earned is higher than the personal checking.